Emergency Fund Calculator

How much you would want set aside, and how long it would take to get there.

An emergency fund is money kept in reserve for the things nobody schedules. Enter your monthly essential expenses and how many months of coverage you want, and this shows the target and how far you are from it.

Your expenses

Monthly essential expensesHousing, utilities, food, transportation, insurance, minimum debt payments.

Months of coverage you wantThree to six months is a common guideline. Longer if your income is variable.

Where you are

Amount already set aside

Amount you can save each month

Your Target

Progress toward your target

This calculator is provided for informational and educational purposes only. The results are hypothetical, are based solely on the figures you enter and the assumptions stated on this page, and do not account for taxes, fees, or your individual circumstances unless specifically noted. They are not a projection or a guarantee of future results, and they are not tax, legal, or accounting advice. Nothing on this page is an offer or a solicitation to buy any product. Please consult a qualified tax or legal professional about your situation. Nothing you enter is transmitted or stored. All figures remain in your browser and are cleared when you close this page.